About Mexico Insurance Agency
We help US travelers drive into Mexico legally and protected. Behind the "Mexico Insurance Agency" brand is Contractors Choice Agency — a US-based, licensed insurance agency that places your coverage with A-rated, Mexican-licensed insurers so your policy actually holds up at the border and at the scene.
An Agency, Not a Border Kiosk
Mexico Insurance Agency is the consumer brand operated by Contractors Choice Agency (CCA), a US-based licensed insurance agency founded by Josh Cotner. We exist for one reason: to make crossing into Mexico simple, legal, and genuinely covered for the US driver, RVer, motorcyclist, and boater.
Here is the part most travelers learn the hard way. Your US or Canadian auto policy is not valid in Mexico. Mexican law requires coverage issued by a Mexican-licensed insurer, and after a serious accident — in a legal system where fault and financial responsibility are sorted out on the spot — that policy is what keeps you out of custody and gets your claim paid.
So we don't sell our own paper. As an agency, we place your coverage with A-rated insurers that are licensed inside Mexico — names like Qualitas, GNP, HDI Seguros, and Chubb Seguros. That means your policy is recognized by Mexican authorities, your legal aid responds in-country, and your claim is settled in US dollars. You get the convenience of an instant policy with the backing of carriers that pay.
All A-rated and licensed in Mexico, so policies are legally valid and claims are paid in USD. Carrier availability varies by policy and trip.
Why Use an Agency Instead of a Border Shack
A drive-up kiosk hands you the cheapest slip of paper it can. We make sure the policy actually does its job when it matters.
The Right Limits
A border shack sells whatever is cheapest. We match your Combined Single Limit to where you're driving and what you're driving — so a serious accident doesn't leave you exposed.
Bilingual Support
When a question comes up before your trip — or a claim comes up during it — you reach a US-based team that knows the policy and works in English and Spanish.
Real Legal Aid
Every policy we place includes legal assistance and bail bond coverage that actually responds at the scene. That is the protection a kiosk receipt can't give you.
How We Help
From quote to claim, we keep the process simple and the coverage real.
Match the Coverage to the Trip
Liability-only for a quick Baja run, full coverage for a financed RV, an annual policy for frequent crossings — we right-size it instead of upselling it.
Place It with a Real Carrier
Your policy is issued by a Mexican-licensed insurer, so Mexican authorities recognize it and your claim is handled inside Mexico, in USD.
Stand Behind the Policy
If something goes wrong on the road, you have a US agency to call — not an offshore number that stops answering after you've paid.
Cross the Border Legal and Covered
Get a Mexican auto policy in minutes, backed by a real US agency. Print it or save it to your phone before you reach the border.