RV & Motorhome Mexican Insurance for US Travelers

Insurance That Matches Your Rig

Mexico requires every vehicle on its roads to carry valid liability insurance from a Mexican-licensed insurer, and an RV is no exception. Your US or Canadian RV policy is not recognized by Mexican authorities, so a genuine Mexican policy is the only way to drive legally and stay protected. Because motorhomes carry far higher values than a typical car, the coverage has to be written to match — both the liability limits and the physical-damage value on the coach itself.

We write Mexican insurance for the full range of recreational vehicles: Class A diesel and gas coaches, Class B camper vans, Class C cab-over motorhomes, fifth-wheels and travel trailers, and the small car or Jeep many travelers tow behind — the "toad."

What an RV Policy Can Cover

The Towed Vehicle and Trailer

Most RVers pull something — a dinghy car, a Jeep, a utility or boat trailer. Each towed unit should be listed on the policy with its own value. A trailer or toad that isn't declared may not be covered if it's damaged or stolen, so make sure every piece of your rig is on the policy before you cross.

Annual Policies for Snowbirds

If you winter in Mexico or make the trip more than once a season, an annual policy almost always beats buying short-term coverage each crossing, and it means you're never tempted to drive uninsured between trips. Claims on the coach settle in US dollars at US labor rates so a repair reflects what the work really costs. Pair liability with full coverage to protect the value of the coach itself.